Fixed Deferred Annuities

Fixed Deferred AnnuitiesJessica Whitehair2026-05-12T10:53:26-05:00

In a world full of uncertainty, it can be difficult to know how to protect and grow the nest egg you’ve worked so hard to hard to create. One option that may be of interest to help deliver a level of predictability is a fixed deferred annuity.

Our fixed deferred annuities allow you to make a single premium payment in exchange for protection from market risk and minimum interest earnings in every economic climate. Earned interest grows tax deferred for a 3, 5, 7 or 10 years, and your contract can be turned into guaranteed income that lasts a lifetime.

SPDA

Our single premium deferred annuity:

Is available for issue ages 0-90
Provides flexible access to funds
Can be annuitized after the first year

Can be customized using a variety of optional rider provisions

MYGA

Our multi-year guaranteed annuity:

Is available for issue ages 0-90
Can be annuitized after the first year
Provides the opportunity to leave a legacy to loved ones
Offers flexibility to customize access to funds with our optional rider provisions

American Century Life Insurance

Founded 1940

American Century Life Insurance Company
1333 W. McDermott Dr. #200
Allen, TX 75013

Phone (855) 966-1111
Fax (855) 855-0181
service@aclic.com

American Century Life Insurance Company has been assigned a Financial Strength Rating of B++ (Good) from AM Best.

© 2026 American Century Life Insurance Company. All Rights Reserved. | Privacy Policy

Guarantees are backed by the claims-paying ability of American Century Life Insurance Company (“ACLIC”). Annuities are designed for long-term accumulation of money; surrender and withdrawal fees may apply on early withdrawals. Annuity withdrawals are subject to income tax and withdrawals prior to age 59½ may also be subject to an IRS penalty.

The statements and comments offered in this communication are provided as general information and ideas. They are not intended to be, nor should they be relied on as, investment, legal, tax advice or recommendations. Before making a decision or giving advice about any matter contained in this communication, agents or individuals should consult their own attorney, tax or investment advisor.

Products and services are underwritten and/or provided by ACLIC in the states in which the company is licensed. Products and services are underwritten and/or provided by American Century Life Insurance Company of Texas in Oklahoma. Products and services may not be available in all states.