In a world full of uncertainty, it can be difficult to know how to protect and grow the nest egg you’ve worked so hard to hard to create. One option that may be of interest to help deliver a level of predictability is with a fixed deferred annuity.

With our single premium deferred annuity (SPDA), you make a single premium payment in exchange for a guaranteed annual fixed interest rate for a defined number of years – 3, 5, 7 or 10. Your principal will earn this interest rate regardless of changes in the market or the economy.

Regardless of the duration you select, the following features are available:

  • Issue ages 0-90
  • Minimum premium of $2,000, maximum premium of $500,000 (Home office approvals availble for premiums greater than $500,000)
  • Free interest withdrawals available immediately with no fees
  • Free RMDs available immediately with no fees
  • Free withdrawals 10% per year
  • Annuitization after the first year
  • Customization of the policy with our Free Withdrawal Waiver Rider, Withdrawal Charges Waiver Rider or both

Download the product overview for additional details.

Product Overview

Annuity Calculator